The Formation Fi Equal Risk Protocol is a decentralized cross-chain asset management system designed to bring maturity and stability to DeFi by allowing users to rapidly build highly diversified portfolios tailored to individual risk preferences. and a democratized approach to building a risk-adjusted cryptocurrency portfolio. Users have a custom mix of indexed tokens representing different assets on multiple chains, reducing risk and saving time and money. Compared to naive DeFi strategies that focus on maximizing APY, the risk parity protocol can produce the same or better return with lower overall risk. The entire protocol is overseen by the $FORM token, a triple utility that provides profit sharing, governance, and help. grow the DeFi ecosystem by harnessing the wisdom of the crowd to identify and fund the most promising projects.